SPECIFIED AND UNSPECIFIED INSURANCE

South African Insurance brokers, for specified and unspecified personal possessions

 
Specified and Unspecified short-term insurance covers your personal possessions that you normally wear or take out of the home with you, such as clothing, jewellery and cameras.

Unspecified covers individual items that are usually under R1000 depending on the underwriter. These are items that are usually taken out of your home on a regular basis (handbag; jacket etc)

Specified covers individual items usually valued at more than R1000 each depending on the underwriter with each item being listed and its value noted.
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The following items must always be noted even if their specific values are less than R1000:

  Contact lenses and prescription spectacles
  Bicycles
  Cellular phones and pagers
  Portable computer equipment (notebooks, palmtops and computer accessories)
  Swimming Pool/ Borehole Equipment

 
 
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